Merchant Cash Advances from AdvanceMe, Inc. (AMI) are a smart way to get working capital for many small and medium-sized businesses. Thousands of small businesses have used AMI's Merchant Cash Advances to obtain the working capital needed to stabilize, grow, and take advantage of opportunities.
A Merchant Cash Advance is the purchase of future credit card receivables; it is not a loan. Sometimes called "credit card receivable funding" or "credit card factoring," eligibility for a Merchant Cash Advance is primarily based on the strength and consistency of your business' credit card sales.
For many business owners, a Merchant Cash Advance offers benefits that are not available from lenders and other financing sources. For example, while a business owner's personal credit history may be reviewed for a Merchant Cash Advance application, a poor or damaged credit history is not an automatic disqualifier for a business. While many working capital options might take weeks or longer to secure, a Merchant Cash Advance puts money in-hand in as few as 3 business days, and this money can be used for any business purpose.
Perhaps best of all, a Merchant Cash Advance is very "cash flow friendly" to the business: AMI gets paid when the business gets paid.
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